Updated for the new tax law!We live in a highly litigious world. As you live your life, you must keep your guard up. As you grow your wealth, you must protect it. For those who don't, predators await, and their attorneys will use every trick in the toolbox to get at your unprotected assets.Start Your Own Corporation educates you on an action plan to protect your life's gains. Corporate attorney and best-selling author Garrett Sutton clearly explains the all-too-common risks of failing to protect yourself and the strategies for limiting your liability going forward. The information is timely, accessible, and applicable to every citizen in every situation.Garrett Sutton has spent the last 30 years protecting clients' assets and implementing corporate structures to limit liability. This significant experience shines through in a very listenable audiobook on the why tos and how tos for achieving asset protection. Start Your Own Corporation teaches how to select between corporations and LLCs and how to use Nevada and Wyoming entities to your maximum advantage. This nontechnical and easy-to-understand audiobook also educates on the importance of following corporate formalities, using business tax deductions, and building business credit. Read more

Discover all the ways you can use cloud-based accounting for your business with this top guideQuickBooks Online For Dummies, 2025 Edition helps you understand one of the most widely-used cloud accounting platforms worldwide. Choose the best subscription for your business, create invoices and credit memos, record sales receipts, pay bills, set up inventory items, track business checkbook and credit cards, print checks, process payroll and prepare payroll tax returns, simplify tax preparation, build a budget, balance accounts, back up your data and access it on any device―the list goes on and this beginner-friendly book teaches you how to do it all. Chock full of useful tips and tricks, this golden guide makes small business accounting through QuickBooks Online a breeze―saving you time and money. Plus, this edition covers the latest features and shows you how QuickBooks uses AI to make accounting even easier for you and your needs. Subscribe to QuickBooks Online, import your business data, and utilize cloud-based accountingGet clear and visual instructions on how to perform basic and advanced accounting tasksDiscover new features such as QuickBooks Ledger and find tools that suit business needsAnalyze your accounting data to make better business decisionsFor business owners, managers, and employees, this essential Dummies resource helps you make the most of QuickBooks Online. Read more

Many businesses struggle because they can’t access the funding they need to grow. Don’t let this happen to you!This complete insider’s guide will teach you the exact steps for easily obtaining business credit using an EIN instead of your SSN, while boosting your business credit score and profile in the process. This will ensure your business can grow quickly without putting your personal assets at risk.With our simple system, you’ll learn how to obtain 5–10 or more business tradelines in just 30 days. In fact, you can receive your first approval in just 24–48 hours, even if your business is brand new!This book is your key to accessing trade credit, business credit cards, and even business loans with just your EIN—no personal guarantee needed.The strategies in this book fully apply even if your business is small, home-based, or completely online. With this concise "no fluff" guide, you will learn how to:Choose the right business structure to receive business credit and build your score with easeObtain an EIN instantly through a simple online application formSet up your business for optimal fundability in the eyes of potential lendersAccess your business credit reports, set up your business credit profile, and achieve the ideal score with each of the three major credit bureausEstablish multiple net 30 tradelines with our full list of recommended vendorsObtain a business credit card with no impact on your personal scoreReceive a business loan with no personal guarantee or collateral required, including tips for receiving fast approvalBoost your business credit score in just 30 days, so you can receive higher approval odds, better terms, and higher credit limitsBy gaining access to the insider strategies in this book, you’ll be several steps ahead of the competition and able to build your business with assurance! Read more

😰 Start from Zero... and Become an LLC Hero! 😎🏬 In this era of unparalleled opportunities, launching a business is simpler than ever. Opting for an LLC is a pivotal move for entrepreneurs aiming to elevate their business's credibility, safeguard their wealth, and rest assured that their assets are protected against legal actions or persistent debt collectors.But what if in your path to forming your LLC you encounter obstacles like intricate paperwork and intimidating legal jargon that cloud your understanding, or an oversight in IRS tax filings that risks penalties?⭐ In order to counter these drawbacks, Finance Knights Publications presents "LLC Beginner's Guide", a guide enriched with insights and the most effective strategies distilled from the expertise of industry veterans and top-tier Professionals in the field of business and law. The book offers a comprehensive path to forming and securing your LLC, making the process exceptionally accessible for beginners and those wary of the complex legalities involved in business operations.In the pages of the book, you will find:✅ LLC Types: An in-depth review of LLC structures, detailing their pros and cons to guide you in making a choice that fits your business goals and needs✅ All the Essential Documents + Free Templates: We offer a detailed analysis of every document required to launch your LLC, complete with instructions on how to access free templates for each essential document✅ Pre-Registration Steps: Uncover the critical aspects every entrepreneur must take before officially registering their LLC, setting the stage for a smooth and successful launch✅ Choosing the Right State: Discover how to choose the best state for LLC registration, impacting filing, fees, taxes, and business operations significantly✅ State Sites vs. LLC Services vs. Business Attorney: A comparative analysis providing strategic advice on the pros and cons of using state websites, LLC formation services, and consulting with a business attorney✅ Post-Formation Action Plan: Learn what to do after forming your LLC to ensure ongoing compliance, operational efficiency, and business growth✅ Accounting and Bookkeeping: Equip yourself with the knowledge to manage your LLC's finances like a pro, from accounting best practices to effective bookkeeping strategies✅ Taxation Explained: Understand the LLC taxation with the guidance on navigating tax obligations and providing essential tips, even if it’s your first time filing taxes✅ Find a CPA Near You + Free Consultation: Learn how to locate a Certified Public Accountant (CPA) close to your area and secure a free consultation call✅ Simplifying Dissolution: Learn the simplest, stress-free way to dissolve your LLC for a clean, compliant closure📋 The book also includes a Highly Detailed Checklist designed to help you practically apply what you've learned, along with an abundance of additional tips for thriving in the business world.Moreover, you gain access to two invaluable E-Books at no extra cost:📘 Business Credit Cards Beginner’s Guide: This guide covers strategic business credit card use, detailing how to choose the best options, highlights top cards, and offers tips to improve your credit score, unlocking access to premium credit cards.📙 Escaping the Rat Race:This e-book offers insights on eliminating bad financial habits and simplifies the mindset and actions of a millionaire, all in a concise yet impactful read.⏱Don't wait any longer, protect your assets and boost your business’s credibility! Scroll up, click "Buy Now," and start your own LLC now! Read more

Good! If you're reading this now, it's not a coincidence. You're interested in learning about QuickBooks.
Every business, irrespective of its size, requires maintaining proper accounts regularly. They have to keep track of their bills, expenses, and cash flow. Because the success as well as the progress of any business depends on its financial reporting. This book is a comprehensive guide that will help you learn how to set up QuickBooks and manage and track your business transactions. This guide is suitable for anyone who wants to learn about QuickBooks basics. You will not only learn about QuickBooks features and tools in this book but also about the different versions of QuickBooks as well. Why listen to this book? It will not only help you grasp QuickBooks' tools but also guide you on what version is suitable for you! This easy guide will teach you everything you need to learn to become a QuickBooks user even as a beginner. Following are some concepts that you will learn from this book:


How to set up QuickBooks
Set up company file
Download transactions online into QuickBooks
Link your email to QuickBooks
Edit your QuickBooks preferences
Learn about the QuickBooks homepage
Set up your customers, vendors, and jobs
Create "Customers" in QuickBooks
Create "Jobs" in QuickBooks
Create a "Vendor" in QuickBooks
Manage your banking transactions
Record all your bank transfer and deposits
Record All Your Bank Transfer and Deposits
Manage your business credit card transactions
Create a reconciliation of business credit card
Manage your sales and income with QuickBooks
How to create and send invoices
Receive payments
How to create and send sales receipts 
How to customize your sales forms
How to pay multiple bills 
How to create a check to pay the bill 
How to print check bills in batch 
Financial reporting
Profit and loss statement
Balance sheet
Different versions of QuickBooks
And many more....

This book will guide you as a beginner to learn the basics of QuickBooks techniques. 
So what are you waiting for? Scroll up and click the "buy now" button on the top right corner and download now! You won't regret you did.
See you inside!

Start Your Own Business With Confidence, Protect Your Assets, and Save on Taxes!⬇ All-in-One Edition: Includes Free Digital Bonuses, Checklists, E-Books, and More!🏢 "LLC and S Corp are among the most popular business structures in the United States. They shield your personal assets from business liabilities, provide tax-saving opportunities, and give you the tools to grow your business within a legally compliant framework."Forming an LLC or S Corp offers many advantages, but it can also feel daunting. You need to handle complex legal terms, navigate tax regulations, and make informed decisions. You may find yourself:Feeling lost in a maze of legal jargon, complex paperwork, and tax regulations.Worrying about protecting your personal assets while keeping your business financially stable.Struggling to navigate compliance requirements and fearing costly mistakes.Unsure whether to stick with an LLC or elect your business to become an S Corp.📉 These challenges often stop entrepreneurs in their tracks, but what if you had a comprehensive, easy-to-understand guide that demystifies every aspect of LLC and S Corp management?⭐ Designed with expert advice in business, tax, and law, "LLC & S Corp Beginner’s All-in-One Guide" by Finance Knights Publications is your ultimate resource. This guide will help you master the essentials of both LLC and S Corp ownership, equipping you with the tools to build, manage, and grow your business while protecting your assets and optimizing taxes.Some Key Insights from the Book:✅ Step-by-Step Guide to LLC & S Corp Formation: Master the essential steps to form both an LLC and an S Corp. Choose the right structure, register in the best state, and complete your documents with confidence.✅ Essential Documents & Free Templates: Clear explanations of required documents like Articles of Organization, Operating Agreements, and Corporate Bylaws, plus free templates to simplify the process.✅ Simplified Taxation & IRS Form Guides: Plan your taxes and maximize deductions while staying fully compliant with IRS regulations. Follow guides to complete IRS forms accurately.✅ Protect Your Personal Assets: Avoid legal mistakes that could expose your assets, ensuring your business is protected at every stage.✅ Growth & Financial Strategies: Unlock strategies to fuel business growth, secure financing, and ensure your business remains financially stable as it expands.✅ Avoid Risks & Common Mistakes: Learn from others' errors and avoid common pitfalls, keeping your business on the path to success.✅ Plan for the Future: Create a post-formation action plan for long-term stability. Develop exit strategies to leave your business smoothly, whether to profit from its success or dissolve it.✅ Manage Employees & Payroll: Learn best practices for compensating employees, offering benefits, and maintaining compliance with payroll, ensuring a productive team.And that’s not all! Along with this comprehensive guide, you’ll also receive a printable LLC Checklist and 4 Bonus E-Books:📘 How to Deal with an IRS Audit📗 Business Credit Cards Beginner’s Guide📙 Escaping the Rat Race📚 Small Business Masterclass⏱Don’t let the complexity of forming and managing an LLC hold you back. Order your copy now! Read more

Fix your Credit Line and Revolve Credit Debts Using Easy and Legal Exercises with The Credit Secrets Workbook! Are you one of those individuals who wish to be financially stable and have a decent line of credit? Perhaps you like to take a loan, but your current credit report sucks, and you are not certain how you can fix it? If yes, then this book might be exactly what you were looking for!There’s no need for you to worry anymore because this book got you covered!This book includes: Credit Repair Basics Credit Scoring Power Of Business Credit Dispute Writing Do’s And Do Not’s Understanding Personal CreditCommon Errors And ViolationsDealing With Bankruptcy What Do Lawyers Not Want You To Know? Let’s face it. You will not find a way around it if you have a bad credit report. It will have to be fixed. Bad credit could hold up your total salaries and leave you counting each penny. You need to forget about taking out loans! Nonetheless, your dreams do not need to suffer anymore, especially if your credit is in a bad situation now.You might find some individuals employ professional agencies to preserve their credit reports. However, most of them are opting for DIY approaches. Do you plan to fix your credit on your own? Keep in mind that you will need a well-made and good plan of action.Do not forget that preserving your credit means knowledge of various consumer policies and laws.Scroll up, click on "Buy Now with 1-Click", and Get Your Copy Now! Read more

Business Credit Unlocked: How to Build Business Credit (Even with Bad Personal Credit)Start from Zero, Get $250K+ in Credit, and Fund Your Business Like a BossBad credit shouldn’t block your business dreams.Whether your personal credit is wrecked or you’re just starting out, you can build real, powerful business credit—separate from your name, your score, and your stress.In Business Credit Unlocked, funding expert and entrepreneur Angela Ziegler hands you the complete playbook to turn your business into its own credit-building, money-raising machine. No personal guarantee. No collateral. No begging banks.This is the guide you wish someone gave you on day one.💳 Inside, you’ll learn:✅ How to structure your business so lenders say “yes”✅ Which Net 30 vendors actually report to the bureaus✅ How to unlock $50K–$250K+ in business credit—even with no revenue✅ The business credit cards and lines that DON’T require a personal credit check✅ What the business credit bureaus look for (and how to ace their score system)✅ How to fix or recover from past mistakes FAST✅ How to use credit to grow, scale, and even quit your jobWhether you’re a side hustler, freelancer, content creator, or small business owner—this book shows you how to build credit like a CEO and fund your dreams.Business Credit Unlocked: How to Build Business Credit (Even with Bad Personal Credit)Start from Zero, Get $250K+ in Credit, and Fund Your Business Like a BossIt’s time to stop using your personal credit card to fund your future.It’s time to unlock the funding you actually deserve.Scroll up and click “Buy Now” to build business credit that works—no matter your personal score. Read more

Bank Regulation, Risk Management, and Compliance is a concise yet comprehensive treatment of the primary areas of US banking regulation – micro-prudential, macroprudential, financial consumer protection, and AML/CFT regulation – and their associated risk management and compliance systems. The book’s focus is the US, but its prolific use of standards published by the Basel Committee on Banking Supervision and frequent comparisons with UK and EU versions of US regulation offer a broad perspective on global bank regulation and expectations for internal governance.The book establishes a conceptual framework that helps readers to understand bank regulators’ expectations for the risk management and compliance functions. Informed by the author’s experience at a major credit rating agency in helping to design and implement a ratings compliance system, it explains how the banking business model, through credit extension and credit intermediation, creates the principal risks that regulation is designed to mitigate: credit, interest rate, market, and operational risk, and, more broadly, systemic risk. The book covers, in a single volume, the four areas of bank regulation and supervision and the associated regulatory expectations and firms’ governance systems. Readers desiring to study the subject in a unified manner have needed to separately consult specialized treatments of their areas of interest, resulting in a fragmented grasp of the subject matter. Banking regulation has a cohesive unity due in large part to national authorities’ agreement to follow global standards and to the homogenizing effects of the integrated global financial markets.The book is designed for legal, risk, and compliance banking professionals; students in law, business, and other finance-related graduate programs; and finance professionals generally who want a reference book on bank regulation, risk management, and compliance. It can serve both as a primer for entry-level finance professionals and as a reference guide for seasoned risk and compliance officials, senior management, and regulators and other policymakers. Although the book’s focus is bank regulation, its coverage of corporate governance, risk management, compliance, and management of conflicts of interest in financial institutions has broad application in other financial services sectors.Chapter 6 of this book is freely available as a downloadable Open Access PDF at http://www.taylorfrancis.com under a Creative Commons Attribution-Non Commercial-No Derivatives (CC-BY-NC-ND) 4.0 license. Read more

Bank Regulation, Risk Management, and Compliance is a concise yet comprehensive treatment of the primary areas of US banking regulation – micro-prudential, macroprudential, financial consumer protection, and AML/CFT regulation – and their associated risk management and compliance systems. The book’s focus is the US, but its prolific use of standards published by the Basel Committee on Banking Supervision and frequent comparisons with UK and EU versions of US regulation offer a broad perspective on global bank regulation and expectations for internal governance.The book establishes a conceptual framework that helps readers to understand bank regulators’ expectations for the risk management and compliance functions. Informed by the author’s experience at a major credit rating agency in helping to design and implement a ratings compliance system, it explains how the banking business model, through credit extension and credit intermediation, creates the principal risks that regulation is designed to mitigate: credit, interest rate, market, and operational risk, and, more broadly, systemic risk. The book covers, in a single volume, the four areas of bank regulation and supervision and the associated regulatory expectations and firms’ governance systems. Readers desiring to study the subject in a unified manner have needed to separately consult specialized treatments of their areas of interest, resulting in a fragmented grasp of the subject matter. Banking regulation has a cohesive unity due in large part to national authorities’ agreement to follow global standards and to the homogenizing effects of the integrated global financial markets.The book is designed for legal, risk, and compliance banking professionals; students in law, business, and other finance-related graduate programs; and finance professionals generally who want a reference book on bank regulation, risk management, and compliance. It can serve both as a primer for entry-level finance professionals and as a reference guide for seasoned risk and compliance officials, senior management, and regulators and other policymakers. Although the book’s focus is bank regulation, its coverage of corporate governance, risk management, compliance, and management of conflicts of interest in financial institutions has broad application in other financial services sectors.Chapter 6 of this book is freely available as a downloadable Open Access PDF at http://www.taylorfrancis.com under a Creative Commons Attribution-Non Commercial-No Derivatives (CC-BY-NC-ND) 4.0 license. Read more

This playbook was written to guide individuals who are interested in starting their own mobile phlebotomy business but may not know where to begin or how to grow their business. It includes information on everything from obtaining necessary certifications and licenses to developing marketing strategies, generating several different streams of income within your business, structuring your business, building business credit, and building relationships with clients and so much more.This playbook provides a comprehensive overview of the steps required to start, expand and run a successful business. Even if you already have experience running a mobile phlebotomy business, this playbook may provide valuable insights into growing and expanding your business.Healthcare professionals who are interested in starting a mobile phlebotomy business as a side hustle or as an additional service to offer their patients may find this playbook resourceful. Entrepreneurs who are interested in the healthcare industry or looking for a new business opportunity may find this playbook to be invaluable. Read more

The Fair Credit Reporting Act (FCRA) plays a crucial role in protecting consumer rights and ensuring fair and accurate credit reporting. The Complete U.S. Fair Credit Reporting Act Book 2025 is the ultimate resource for understanding the legal framework, compliance requirements, and recent changes to FCRA regulations.Written by Michael D. Lawson, JD, this book provides a detailed yet easily understandable guide to the FCRA, covering consumer rights, credit reporting agency obligations, legal enforcement, and recent policy updates for 2025. Whether you're a consumer seeking to understand your rights, a legal professional navigating FCRA compliance, or a business ensuring adherence to credit reporting laws, this guide offers clear, practical insights.What You’ll Learn in This Book:✔ Comprehensive breakdown of the Fair Credit Reporting Act (FCRA)✔ How credit reporting agencies collect, use, and disclose information✔ Your rights as a consumer to dispute inaccurate credit reports✔ Obligations of lenders, employers, and businesses under the FCRA✔ Recent 2025 legal updates and regulatory changes✔ How to handle identity theft, fraud, and credit disputes effectively✔ Key case law and enforcement actions shaping FCRA complianceThis book is an essential reference for consumers, attorneys, compliance officers, financial institutions, and businesses handling credit information.Empower yourself with knowledge—understand your rights, stay compliant, and navigate the credit reporting landscape with confidence!Get your copy today! Read more

Start Your Own Business With Confidence, Protect Your Assets, and Save on Taxes!⬇ 2025 All-in-One Edition: Includes Free Digital Bonuses, Checklists, E-Books, and More!🏢 "LLC and S Corp are among the most popular business structures in the United States. They shield your personal assets from business liabilities, provide tax-saving opportunities, and give you the tools to grow your business within a legally compliant framework."Forming an LLC or S Corp offers many advantages, but it can also feel daunting. You need to handle complex legal terms, navigate tax regulations, and make informed decisions. You may find yourself:Feeling lost in a maze of legal jargon, complex paperwork, and tax regulations.Worrying about protecting your personal assets while keeping your business financially stable.Struggling to navigate compliance requirements and fearing costly mistakes.Unsure whether to stick with an LLC or elect your business to become an S Corp.📉 These challenges often stop entrepreneurs in their tracks, but what if you had a comprehensive, easy-to-understand guide that demystifies every aspect of LLC and S Corp management?⭐ Designed with expert advice in business, tax, and law, "LLC & S Corp Beginner’s All-in-One Guide" by Finance Knights Publications is your ultimate resource. This guide will help you master the essentials of both LLC and S Corp ownership, equipping you with the tools to build, manage, and grow your business while protecting your assets and optimizing taxes.Some Key Insights from the Book:✅ Step-by-Step Guide to LLC & S Corp Formation: Master the essential steps to form both an LLC and an S Corp. Choose the right structure, register in the best state, and complete your documents with confidence.✅ Essential Documents & Free Templates: Clear explanations of required documents like Articles of Organization, Operating Agreements, and Corporate Bylaws, plus free templates to simplify the process.✅ Simplified Taxation & IRS Form Guides: Plan your taxes and maximize deductions while staying fully compliant with IRS regulations. Follow guides to complete IRS forms accurately.✅ Protect Your Personal Assets: Avoid legal mistakes that could expose your assets, ensuring your business is protected at every stage.✅ Growth & Financial Strategies: Unlock strategies to fuel business growth, secure financing, and ensure your business remains financially stable as it expands.✅ Avoid Risks & Common Mistakes: Learn from others' errors and avoid common pitfalls, keeping your business on the path to success.✅ Plan for the Future: Create a post-formation action plan for long-term stability. Develop exit strategies to leave your business smoothly, whether to profit from its success or dissolve it.✅ Manage Employees & Payroll: Learn best practices for compensating employees, offering benefits, and maintaining compliance with payroll, ensuring a productive team.And that’s not all! Along with this comprehensive guide, you’ll also receive a printable LLC Checklist and 4 Bonus E-Books:📘 How to Deal with an IRS Audit📗 Business Credit Cards Beginner’s Guide📙 Escaping the Rat Race📚 Small Business Masterclass⏱Don’t let the complexity of forming and managing an LLC or a S Corp hold you back. Order your copy now! Read more

Have you ever failed? Hit a roadblock that felt impossible at the time? As someone asking friends and family to believe in you while you try to build a business, have you ever felt overwhelmed or embarrassed, almost too scared to go forward but too ashamed to quit?Learn how these author-entrepreneurs hit a wall, pivoted, built even stronger businesses, and now have Million Dollar Stories making a difference and changing lives. Each author gained valuable experience and expertise and shares that with you in their chapters. Learn how to start and market a podcast, how to get business credit and grants for your business, how to improve SEO and rankings, how to choose or change careers, how to write and publish a book, how to use Facebook messenger bots and chat bots effectively, how to grow social media influence with facebook groups, and much more!Best of all, these authors show you how you can pivot and profit, too! You’ll hear from Nic Fitzgerald who went from living in someone else’s basement with his family of six, not even owning a camera and earning exactly $0, to becoming CEO of his own video company generating $100,000 in just eight months. And you’ll hear from Dr. Grace Lee who spent her 9th birthday in the hospital with a broken neck from a car accident that killed her mother, became homeless as a young teenager, and is now a sought-after CEO with a business that has surpassed the $500,000 dollar mark. But … no more spoilers! You’ll have to read Your Million Dollar Stories so you, too, can pivot successfully and be inspired to profit and win with purpose!

Arm your teen with the ultimate guide to financial independence – and watch them master money management quickly, even without prior knowledge.Are your teens becoming more independent and getting ready to face the world beyond high school? Do they seem clueless about managing their finances, and you fear they might repeat the money mistakes you once made?Over 52% of high school graduates enter college without understanding budgeting, saving, or investing, leading to costly financial missteps. What if there was a resource to teach your teen these crucial life skills and set them on a path to financial independence?Your answer is here – "Practical Money Skills for Teens."This book offers practical, interactive lessons designed to instill lifelong financial habits in easy-to-understand language with relatable examples for teenagers.Here’s a taste of what’s inside:Tailored for Teens (Ages 16-19): An engaging introduction to personal finance with real-world examples, success stories, and interactive exercises.Creating Income Streams: Inspire your teen to turn hobbies into income and maximize earnings from various income sources.The Ultimate Guide to Budgeting: Teach your teen to manage money effectively for a smooth transition to financial independence.Emotional Control: Explore spending triggers to foster responsible decision-making and increase financial intelligence.Smart Saving: Prioritize saving, generate risk-free income, and be prepared for emergencies.Everyday Financial Skills: Enjoy life without breaking the bank with 9 smart shopping tips, mindful spending, negotiation, and financial etiquette.Travel on a Budget: Explore budget travel and study abroad programs without depleting savings.Career Planning: How to align career choices with interests, skills, and financial goals for future success.Practical Financial Planning for College: Strategies to save on college expenses, understand financial aid, apply for scholarships and grants, and manage student loans.Alternative Education Options: Explore unconventional education options like trade schools and certification programs for practical work skills without the hefty price tag of a traditional college education.Entrepreneurial Spirit: Nurture entrepreneurial skills -- your teen could be the next tech titan or business leader!Credit Wisdom: Use credit to build a solid financial foundation while avoiding pitfalls.Debt Management: Step-by-step strategies for staying out of bad debt and managing good debt wisely.Digital Security: Manage online banking, avoid scams, and protect personal information in the digital age.Investing Made Simple: Comprehensive overview of investment assets and foundational concepts such as risk management, strategic asset allocation and the power of compounding. Present actionable, low-risk strategies for a secure financial future.Beyond the Classroom: Learn vital financial lessons schools miss, from taxes to early retirement planning.Is it too early for your teen to learn about personal finance? The answer is a resounding NO! The earlier they learn, the fewer mistakes they'll make. The guidelines in this book are tried, tested, and relatable for teenagers.If you want your teen to gain the financial wisdom that schools don't teach and transition smoothly to financial independence, then scroll up and click "Add to Cart" now! Read more

Credit Union Banking: How to Achieve Financial Wellness with Credit UnionsAre you paying too much in banking fees? Struggling to get approved for loans? Feeling like just another number at your bank?It’s time to take control of your finances with credit unions—the smarter, more affordable alternative to traditional banks. Unlike big banks that prioritize corporate profits, credit unions are member-owned, nonprofit institutions designed to serve YOU. They offer lower fees, better loan rates, and a community-focused approach that puts your financial well-being first.In Credit Union Banking, you’ll discover:✅ Lower Fees & Higher Savings – Say goodbye to excessive account fees and low savings rates. Credit unions reinvest profits into their members, offering free or low-cost checking accounts, higher interest on savings, and better terms on CDs and money market accounts.✅ Better Loan Approvals & Lower Interest Rates – Need a mortgage, auto loan, or personal loan? Credit unions offer more flexible lending criteria, making it easier to get approved—even if your credit score isn’t perfect. Enjoy lower interest rates on loans and credit cards, saving you thousands over time.✅ Personalized Service & Community Focus – Forget the frustrating automated systems and impersonal service of big banks. Credit unions take a human-first approach, offering real customer support, financial education, and community-driven programs tailored to your needs.✅ Business Loans & Support for Entrepreneurs – Small business owners and freelancers benefit from credit unions’ lower-cost business loans, credit lines, and merchant services, helping local businesses grow and thrive.✅ Exclusive Member Perks – Enjoy special discounts on auto and home insurance, travel, entertainment, and retail purchases—just for being a credit union member.✅ Stronger Financial Security & Stability – Wondering if your money is safe? Credit unions are insured by the National Credit Union Administration (NCUA), just like banks are backed by the FDIC, ensuring that your deposits are protected up to $250,000.✅ Financial Education & Credit Counseling – Credit unions prioritize financial literacy, offering free credit counseling, budgeting workshops, and homebuyer assistance to help you build a secure financial future.✅ Better Banking for a Better Future – With credit unions embracing digital banking, mobile apps, and AI-driven financial tools, you’ll enjoy modern banking convenience without sacrificing personal service.I discovered credit union banking 15 years ago and have had every loan with them since. Their rates are less, they charge less or no fee's, and you get actual relationship banking. Plus, if you have bad credit, they help you build your credit so that you can increase your ability to get loans for positive leverage, buying your home, investing in a business, etc.If you’re ready to break free from hidden fees, overpriced loans, and a banking system that doesn’t put you first, this book will show you why credit unions are the best-kept secret in personal finance.Take charge of your financial future—scroll up and grab your copy today! Read more