The Buy Borrow Die Strategy Without Millions Read more

Unlocking Financial Sovereignty: Reclaim Your Power, Discharge Debt, and Live FreeBy Ambassador Kabir Elohim Isreal- JudahAre you tired of living in a system designed to keep you in debt, dependent, and powerless? What if the freedom you've been seeking isn’t hidden—it’s simply been kept from you?In "Unlocking Financial Sovereignty," Ambassador Kabir Elohim Israel pulls back the curtain on the hidden mechanics of modern finance, revealing how debt, legal systems, and economic structures have been weaponized to control your life. But here’s the truth: you were never meant to be a debtor. You were born sovereign.This groundbreaking guide will teach you how to:Legally discharge debt using powerful tools like 1099 forms and Acceptance for Value (A4V).Reclaim your financial identity and assert your sovereignty in legal systems.Master advanced financial strategies to protect your wealth and build generational prosperity.Navigate international law and diplomatic protocols to operate beyond borders.Align your mind, body, and spirit to live as a truly free and sovereign being.This isn’t just another financial self-help book. It’s a manifesto for freedom—blending legal knowledge, financial strategies, spiritual principles, and real-world applications to help you break free from the matrix of debt and control.Whether you’re drowning in debt, navigating legal battles, or seeking a path to true independence, this book is your roadmap to reclaiming the power that was never really lost—only forgotten.It’s time to stand up.It’s time to rise.It’s time to unlock your financial sovereignty.The Call to ActionKnowledge without action is useless.Understanding without embodiment is empty.Sovereignty without courage is impossible.So here’s your call to action:Read this book.Apply what you learn.Share it with those ready to wake up.And never again ask for permission to be who you are.Because you are the authority.Not me. Not this book.You.Now go live like it.... Read more

In 1986, the SEC and the U.S. Attorney for the Southern District of New York began an investigation into Michael Milken, Drexel Burnham Lambert, and its High Yield and Convertible Bond Department, a department Michael created and was head of. Michael was the most successful and innovative financier of his time. Drexel, an upstart investment bank was also the most successful securities firm on Wall Street, thanks to Michael.What was the investigation into Michael Milken going to focus on, other than his innovation in the financial markets? Mike was democratizing access to capital for the 99% of companies that could not previously access the public market and created a financial revolution that continues to this day. The high yield bond market grew rapidly from the end of the 1970’s from $70 billion to over $2.2 trillion dollars in 2022. He created an industry that gave new businesses and investors the opportunity to create value by financing companies that were too small to access the markets.Richard Sandler decided to represent Michael as his personal lawyer, and to be responsible for working with the lawyers they hired as well as overseeing the defense. But they could never have dreamed of the chaos that lay ahead.Neither of them could understand why the government thought it had a compelling reason to investigate Michael. Or why the media would be interested in building the investigation up into a firestorm. Of course, prosecutors want to win in high-profile cases, and prosecutorial witch-hunts and media hype can easily spin out of control, destroying the defendant in search of headlines and publicity as well as personal gain. Whenever the prosecution determines it will have the outcome it wants, no matter what, there is no escape.But the injustice that Michael Milken faced was to be on a biblical scale. Richard Sandler has, after 36 years, decided to set the record straight. With never-before-seen transcripts of court documents, and a sharp analysis of each move and countermove, Witness to a Prosecution: The Myth of Michael Milken, is difficult to put down. Whether you are someone interested in understanding the criminal investigative process, or you just want to understand who Michael Milken is and what really happened to him, you will find that this is an eye-opening and important book that will be read and discussed for years to come. Read more

NOW IN PAPERBACK The "gripping" (New York Times) and "Hitchcockian"(Publishers Weekly) story of how a nurse, a car dealership worker, and a forensic expert took on the nation’s largest banksA Kirkus Reviews and The Week best book of the year, David Dayen’s Chain of Title is a riveting work that recalls A Civil Action, Erin Brockovich, and Flash Boys, recounting how three ordinary Floridians—a car dealership worker, a cancer nurse, and an insurance fraud specialist—helped uncover the largest consumer crime in American history, challenged the most powerful institutions in America, and—for a brief moment—brought the corrupt financial industry to its knees.Lisa Epstein, Michael Redman, and Lynn Szymoniak did not work in government or law enforcement. They had no history of anticorporate activism. Instead they were all foreclosure victims, and while struggling with their shame and isolation they committed a revolutionary act: closely reading their mortgage documents, discovering the deceit behind them, and building a movement to expose it. Harnessing the power of the Internet, they revealed how the financial crisis and subsequent recession were fundamentally based upon a series of frauds that kicked millions out of their homes because of false evidence by mortgage companies that had no legal right to foreclose. As Rolling Stone's Matt Taibbi noted: "Chain of Title is a sweeping work of investigative journalism that traces the arc of a criminally underreported story in America, the collapse of the rule of law in the home mortgage industry." Read more

Wrap your head around the complicated world of investment banking with this understandable and comprehensive resource The celebrated authors of Investment Banking For Dummies, 2nd Edition have updated and modernized their best-selling book to bring readers an invaluable and accessible volume about the investment banking industry. Written in the straightforward and approachable tone the For Dummies series is known for the world over, authors Matthew Krantz and Robert Johnson have created an indispensable resource for students and professionals new to investment banking. The book covers all the crucial topics required to understand the fundamentals of the industry, including: Strategies for different types of risk management: market, credit, operating, reputation, legal, and funding The key investment banking operations: venture capital, buyouts, M&A, equity underwriting, debt, and more The relationship between leverages buyout funds, hedge funds, and corporate and institutional clients Investment Banking For Dummies, 2nd Edition offers, for the first time, a brand-new chapter devoted to cryptocurrencies, and new content on “unicorn” IPOs, including Uber, Lyft, and Airbnb.   Read more

In a world where money is the lifeblood of society, "Spiritual Security: Navigating Through 508(c)(1)(a) & Opting Out Of Social Security" is a compelling and practical guide for individuals and religious groups who wish to legally disengage from the financial system.""Spiritual Security: Navigating Through 508(c)(1)(a) & Opting Out Of Social Security" begins by laying a comprehensive foundation, outlining what it means to live without participating in the monetary system. It delves into the philosophical and religious motivations that drive people to make such a radical decision.Each chapter takes an in-depth look at a specific forms - Form 4029, Form 4361, & Form SSA 1458 Certification Of A Religious Group - that enables legal exemption from certain financial obligations. Each form is dissected meticulously, explaining its purpose, the eligibility criteria, and the benefits it provides. The book offers detailed, step-by-step instructions on how to correctly fill out these forms, and common mistakes to avoid when completing them."Spiritual Security: Navigating Through 508(c)(1)(a) & Opting Out Of Social Security" provides a thorough examination of the required attachments for each form, and guidelines on gathering and organizing supporting documentation to ensure they are valid and compatible."Spiritual Security: Navigating Through 508(c)(1)(a) & Opting Out Of Social Security" is a practical guide on where to send the completed forms and supporting documents, how to handle deadlines, track submission status, and tackle common issues encountered during the submission process."Spiritual Security: Navigating Through 508(c)(1)(a) & Opting Out Of Social Security" emphasizes that opting out of the monetary system is not a decision to be made lightly. It requires a deep understanding of the legal procedures involved, meticulous documentation, and a commitment to a different way of life. Through "Spiritual Security: Navigating Through 508(c)(1)(a) & Opting Out Of Social Security", the reader gains the knowledge and resources they need to navigate this complex process, and make the transition to a life free from the constraints of the monetary system.Whether you are contemplating this journey or are merely curious about those who do, "Spiritual Security: Navigating Through 508(c)(1)(a) & Opting Out Of Social Security" offers a unique glimpse into a world beyond the reach of money, illuminating a path that, while challenging, can lead to a life of profound spiritual fulfillment. Read more

This book opens with a simple introduction to financial markets, attempting to understand the action and the players of Wall Street by comparing them to the action and the players of main street. Firstly, it explores the definition of a security by its function, the departure from the buyer beware environment of corporate law and the entrance into the seller disclose environment of securities law. Secondly, it shows that the cost of disclosure rules is justified by their capacity to combat irrationalities, fads, and panics. The third section explains how the structure of class actions is designed to improve deterrence. Next it explores the economic harm from insider trading and how the law fights it. In sum, the book shows how all these parts of securities law serve the virtuous cycle from liquidity to accurate prices and more trading and how the great recession showed that our securities regulation reacted mostly adequately to the crisis. Read more

Essential Banks & Banking Terms You Should KnowBanking is full of terms and concepts that can be difficult to comprehend. Even common ones have features that may not be obvious. But with banking and finance becoming such an important part of our daily lives, taking the time to learn some new phrases - or understand old ones better - could yield profitable results.Understanding these seemingly difficult terms will help you navigate the complex world of personal banking with ease.This Practical Financial Guide on Banking Terms Helps You When:• You are a Chief Financial Officer (CFO) or Treasurer• You want to get a job in a bank• You want to travel for business or do business in another country• You simply be doing business in English, and you feel the need to understand some banking-related words• You’re studying business English or economics, knowing some banking terms will be helpfulThis banking glossary compiles a list of over 150 most common banking terms you’re likely to encounter. Every financial banking term is explained in detail, with clear and concise article style description and practical examples.Make Banking Less of a MysteryTaking time to understand banks & banking vocabulary can help you as a buyer or seller. It also helps with educating on the process, eliminating confusion, and get better prepared for swift and smooth financial transactions of any kind.Get Smart with the Financial IQ SeriesPlease also have a look at other titles in this series. The Herold Financial IQ series covers all major areas and aspects in the financial world. • Personal Finance, Real Estate, and Banking• Corporate Finance, Investment, and Economics• Retirement, Trading, and Accounting• Debt, Bankruptcy, Mortgage, Small Business, and Wall Street• Financial Laws & Regulations, Acronyms, and Abbreviations Read more

The book illustrates each section of UCC Article 5 (the letter of credit article) with historical analysis that explains each section’s purpose. It is folly to read Article 5 literally, and it is disastrous to see it as characterizing the letter of credit as a unique form of contract. The historical exegesis the book presents makes it clear that letters of credit are unique, idiosyncratic undertakings for which the Article fashions unique, idiosyncratic rules. There was, moreover, an abundant body of common law that preceded codification of letter of credit law in the Uniform Commercial Code. The book includes that rich common law history, setting it forth section by section. It enhances the common law explication with drafting history and with explanations by serious letter of credit commentators. Read more

Everyone is talking about fintech, and they're usually saying good things. Driverless Finance provides a balance to that conversation, exploring the threats that different fintech innovations pose for our financial system. With in-depth and accessible descriptions of new financial technologies and business models - ranging from distributed ledgers to machine learning, cryptoassets to robo-investing - this book allows readers to think more critically about fintech, and about how the law should respond to it.This book highlights the increased speed, complexity, and coordination inherent in new fintech innovations, and illustrates how these features could come together in a massive financial system failure. It makes the case for a precautionary approach to regulating fintech, erring on the side of caution to avoid a financial crisis that could have irreversible and catastrophic effects for our society. Because neither longstanding regulatory approaches nor experimental new approaches like regulatory sandboxes were designed to address fintech's systemic risks, this book makes several bold new proposals for regulation designed to make fintech-inspired financial crises less likely. These proposals include new forms of disclosure and supervision, new forms of technological tools (known as suptech), and a new licensing regime for financial technologies. This book finishes by situating its discussion of fintech and financial stability in the context of important debates about innovation, expertise, cybersecurity, privacy, competition, and other pressing issues. Read more

In this comprehensive, accessible work, Ross P. Buckley, Douglas W. Arner, and Dirk A. Zetzsche offer an ideal reference for anyone seeking to understand the technological transformation of finance and the role of regulation: the world of FinTech. They consider FinTech technologies including artificial intelligence, blockchain, BigData, cloud computing, cryptocurrencies, central bank digital currencies, and distributed ledger technology, and provide a unique perspective on FinTech as an interactive system involving finance, technology, law, and regulation. Starting with an evolutionary perspective, the authors then consider the major technologies transforming finance, arguing for approaches to balance the risks and challenges of innovation. They address the central role of infrastructure in digital financial transformation, highlighting lessons from China, India, and the EU, as well as the impact of pandemics and other sustainability crises, while considering the risks generated by FinTech. They conclude by offering forward-looking regulatory strategies to address the challenges facing our world today. Read more

This book delves into the intricacies of digital assets. With the increasing reliance on crypto and the potential adoption of digital currencies by central banks, our monetary system is at a critical point. The importance of taking the next step has become even more stringent, as evidenced by this systematic scientific reconstruction.Divided into five concentric parts, the book starts with a historical, technical and financial introduction to digital assets. It then explores the changing role of central banking and monetary economics in the upcoming era. Finally, it focuses on the broad legal issues arising from the new digital landscape, not shying away from exploring forward-thinking solutions and policies for the future.With the contributions of prominent international experts in the field, this collection supplies a transdisciplinary analysis based on the belief that complex phenomena can only be handled by complex solutions. This groundbreaking work aims to be more than just an academic treatise; it is a must-read for students, scholars, financial professionals, and all those who want to understand the emerging digital currency reality that many have yet to fully recognise. Read more

New Zealand is generally perceived as a high tax country and has consequently not been a target in the international campaign against offshore tax havens. The fact is that New Zealand offers secretive zero tax structures for offshore activities and perhaps even more remarkable, a legal framework that allows for virtually anyone to start a Bank without being subject to any capital or qualification requirements. New Zealand Offshore Finance Companies are Banks, both in a legal and practical sense, but not Registered Banks under supervision of the Reserve Bank of New Zealand. While there are laws in New Zealand regulating financial activities, there are no regulatory entry barriers as such for the business of banking when services are offered to non-residents only (offshore). This book will teach you how to form and register a New Zealand Company online and how to obtain registration as a bona fide Financial Service Provider (FSP) with legal capacity to offer banking services to any number of clients, resident anywhere in the world. The regulatory framework and upcoming changes to the relevant legislation are explained. You will also learn about abusive behavior by government officials and embarrassing blunders by the local authorities. Read more

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Most law students have never had formal coursework in accounting or finance, yet these areas are integral to so many law school courses including: Business Associations, Securities Regulations, Corporate Finance, Taxation, Banking Law, Financial Regulation, and Business Planning. With math no more difficult than high school algebra, Essential Concepts of Business for Lawyers, Third Editionfills in those gaps with an accessible and interactive presentation of accounting, finance, and financial markets. Each stand-alone chapter provides a complete lesson that will shed light on business courses in law school, as well as business situations in legal practice. New to the Third Edition: Updates for and addition of new cases that illustrate the business conceptsAddition of more examples, including information related to more companies such as Googleand Uber Addition of new materials on the basic microeconomic concept of supply and demandProfessors and students will benefit from:A self-contained course book that supports a 2-credit course on an overview of business concepts, including accounting, finance, valuation, financial instruments, and business strategyLessons that go beyond the definitions of terms of art and business terminologyA book written at an accessible levelEdited appellate cases that connect business concepts to the law and legal practiceKnowledge of the basic and most essential concepts of businessMaterials presented in an accessible way including the use of many examples to illustrate difficult conceptsClear explanations of difficult materials and foreign concepts Read more

After Colorado voters approved the sale and use of medicinal and recreationalcannabis, the state’s landscape was changed. Suddenly, dispensaries and growhouses were everywhere, and customers numbered in the tens, if not hundreds, ofthousands.But federal laws make it difficult for cannabis businesses to open checking orsavings accounts in federally insured financial institutions. It’s nearly impossible forthese businesses to wire funds, access lines of credit, or maintain payroll accounts.The result is an industry that has been forced to pay its bills, employees, suppliers,and taxes in cash. Briefcases and backpacks full of cash.Enter Safe Harbor Private Banking. Concerned about the risks a cash-based industry poses to public safety, it plunged into cannabis banking determined to take money off the streets and to offer law-abiding businesses a port in a turbulent sea. Its experiences serving the cannabis industry offer a primer for other bankers considering a similar program and for policy makers and regulators eager to bringstability to a topsy-turvy marketplace. Read more

The financial crisis of 2007-9 revealed serious failings in the regulation of financial institutions and markets, and prompted a fundamental reconsideration of the design of financial regulation. As the financial system has become ever-more complex and interconnected, the pace of evolution continues to accelerate. It is now clear that regulation must focus on the financial system as a whole, but this poses significant challenges for regulators. Principles of Financial Regulation describes how to address those challenges. Examining the subject from a holistic and multidisciplinary perspective, Principles of Financial Regulation considers the underlying policies and the objectives of regulation by drawing on economics, finance, and law methodologies. The volume examines regulation in a purposive and dynamic way by framing the book in terms of what the financial system does, rather than what financial regulation is. By analysing specific regulatory measures, the book provides readers to the opportunity to assess regulatory choices on specific policy issues and encourages critical reflection on the design of regulation. Read more

In this article, we demonstrate how to use a Partition Equation to convert the definition and classification of “collateral” in the Uniform Commercial Code, to a data format that we can store as fields of data in a database. The terms of the UCC are broken down at the “idea” level. In this manner, we can, in theory, convert the entire UCC into a data format, allowing for the development of artificial intelligence software applications to assist with legal education, as well as the day-to-day practice of law in both transactional and litigation practices. Read more

The global financial crisis of 2008 has given way to a proliferation of international agreements aimed at strengthening the prudential oversight and supervision of financial market participants. Yet how these rules operate is not well understood. Because international financial rules are expressed through informal, non-binding accords, scholars tend to view them as either weak treaty substitutes or by-products of national power. Rarely, if ever, are they cast as independent variables that can inform the behavior of regulators and market participants alike. This book explains how international financial law 'works' - and presents an alternative theory for understanding its purpose, operation and limitations. Drawing on a close institutional analysis of the post-crisis financial architecture, it argues that international financial law is often bolstered by a range of reputational, market and institutional mechanisms that make it more coercive than classical theories of international law predict. Read more

En este libro se explica el expolio que ha supuesto el SAREB para el pueblo español desde su creación en el 2012 hasta la nacionalización de su deuda en el 2021 por un valor de 35.000 millones de euros.INDICEI.- EL BANCO MALO (SAREB) NO ES LA SOLUCIÓN. ARTÍCULO PUBLICADO POR EL AUTOR A FINALES DEL 2012II.- OPACIDAD GUBERNATIVA SOBRE LOS 35.000 MILLONES DE LA DEUDA PÚBLICA DEL SAREBIII.- LAS ESTAFAS DEL SAREB: ACTIVOS SOBREVALORADOS DESPLAZADOS DESDE LAS CAJAS QUEBRADAS Y PREMIOS INTERNACIONALES AL “PELOTAZO” DE LOS FONDOS BUITRE SOBRE SUS ACTIVOSIV.- LAS VERDADES OCULTAS SOBRE EL SAREB O BANCO MALO: EL INTERMEDIARIO DE LOS FONDOS BUITRE FINANCIADO Y AVALADO CON INGENTES FONDOS PÚBLICOSV.- LA NECESARIA Y PENDIENTE REGULACIÓN DE LOS MERCADOS FINANCIEROS Y DE LOS FONDOS BUITRE SEGÚN EL PREMIO NOBEL DE ECONOMÍA JOSEPH STIGLITZVI.- EL MAL DE LA BANCA ESPAÑOLAVII.- EL BANCO POPULAR CAYÓ ENTRE OTRAS RAZONES PORQUE NO CEDIÓ SUS ACTIVOS TÓXICOS AL SAREBVIII.- EL GOBIERNO DE PEDRO SÁNCHEZ NO SABE LO QUE ES UN FONDO BUITREIX.- EL GOBIERNO DE PEDRO SÁNCHEZ "CARECE DE LOS MEDIOS TÉCNICOS NECESARIOS PARA CALCULAR LAS SUBVENCIONES PÚBLICAS OTORGADAS A LOS FONDOS BUITRE"X.- EL DESCONTROL DE LA USURA EN ESPAÑA: UNA PROPUESTA DE MEDIDAS CORRECTORASXI.- OCTAVO ANIVERSARIO DE LA AUTORIZACIÓN POR LA UE DEL RESCATE DE BANKIA: 90.000 MILLONES DE EUROSXII.- EL SAREB Y LA AGENDA 2030: UN ANÁLISIS DE LOS OBJETIVOS INCUMPLIDOSXIII.- ASÍ RECUPERÓ NAMA, EL SAREB IRLANDÉS, LA DEUDA «TÓXICA»: LO QUE NO SUPO HACER EL SAREB ESPAÑOLXIV.- ANOMALÍAS PRINCIPALES QUE CAUSAN LOS PARAÍSOS FISCALES COMO GIBRALTAR Y LOS FONDOS BUITRE EN ESPAÑA Y EUROPAXV.- SAREB: VARIOS INFORMES DE LA COMISIÓN EUROPEA ADVIRTIERON AL GOBIERNO DE SU FUTURO COLAPSO FINANCIEROXVI.- EL MINISTERIO DE CALVIÑO DESCONOCE QUIENES SON LOS TITULARES DE LOS 35.000 MILLONES € DE LA DEUDA PÚBLICA DEL SAREBXVII.- LA SAREB SE NIEGA A HACER PÚBLICOS LOS INFORMES DE LA COMISIÓN DE SEGUIMIENTO SOBRE SU EVOLUCIÓNXVIII.- LA SAREB Y EL OPORTUNISMO DE LOS ALIADOS DE PEDRO SÁNCHEZXIX.- EL MINISTERIO DE NADIA CALVIÑO Y EL FROB ANTE LA GESTIÓN DE LA RUINA DE LA SAREB: DUDAS, ELUSIONES Y RESPONSABILIDADESXX.- LA DOBLE CARA DE LA SAREB TRAS SU NACIONALIZACIÓN: DEUDA PÚBLICA Y ADJUDICACIÓN COMERCIAL PRIVADA Read more